Monica Insurance Agency

Please read the Terms of Use carefully before using this Site. Please refer to the Privacy Policy for further important information.

Introduction

Welcome to the Internet site ("Site") of Monica Insurance Agency ("MIA" or "we" or "us"). This Site is published and maintained by MIA. Your access to and use of this Site is subject to the following terms and conditions ("Terms of Use"). When you access, browse or use this Site, you accept, without limitation or qualification, the terms of use. If you do not agree with the Terms of Use, you may not access or otherwise use the Site.

MIA reserves the right, at our discretion, to change, modify, add, or remove portions of the terms of use at any time, without notice or obligation as such, please check the terms of use periodically for changes. Changes to the Terms of Use shall be effective when posted. Your continued use of this Site following the posting of changes to the terms signifies your acceptance to the changes.

Please note that the headings contained in these Terms of Use are inserted for convenience of reference only and shall not in any way define or affect the meaning, construction or scope of any of the provisions contained herein.

Your Right to Use the Site and Site Materials

This Site is only for your personal use. MIA grants you a non-exclusive, non-transferable, limited right to access, display and use this Site. You agree not to affect or interrupt, or interfere, or attempt to affect or interupt, or interfere, with the operation of this Site in any manner.

Unless otherwise stated, this Site and the content provided in this Site ("Site Materials"), including, but not limited to, the text and images contained herein and their arrangement are the copyrighted property of Monica Insurance Agency its affiliated companies and/or third party licensors. (Please note that while the terms Site and Site Materials may appear in the terms of use together, when either term appears in the Terms of Use without the other, either term shall mean both Site and Site Materials.) All trademarks, service marks, and other trade names are proprietary and the property of their respective owners including, but not limited to the trademarks Monica Insurance Agency and the MIA proprietary logo, which are property of Monica Insurance Agency.

You may use the Site for non-commercial and personal informational use only. No portion of this Site, including text, images, audio, video or data may be copied, reproduced, republished, transmitted, uploaded, posted or distributed in any way without the prior written consent of the MIA, except that you may download, display and print one copy of the content provided in this Site on any single computer for your personal, non-commercial home use only, provided that (i) you keep intact all copyright, trademark, and other proprietary notices, and (ii) you make no modifications whatsoever to the materials.

Your use of this Site does not create, and nothing contained in this Site shall be construed as creating or conferring to you, by implication, estoppel, or otherwise, a license or any other rights in trademarks, service marks, copyrights or other intellectual property rights or any other rights of Monica Insurance Agency or any third party.

Any unauthorized use of the Site and Site Materials may subject you to penalties and damages, including, but not limited to, damages relating to the violation of trademarks, service marks, copyright policies, the laws of privacy and publicity, and certain civil and criminal statutes.

Disclamer of Warranties and Damages; Limitation of Liability

Your use of this Site is at your own risk and any information that you obtain by use of this Site is obtained at your own risk.

Links to or from this Site ("Linked Sites") may exist. All such links are provided solely for your convenience and, if you choose to access them, you do so at your own risk. No judgment or warranty is made by Monica Insurance Agency with respect to Linked Sites or any information, services or products offered on the Linked Sites. Monica Insurance Agency disclaims any responsibility for the accuracy, content, or availabilty of information found on Linked Sites. MIA does not imply, nor should you infer, any endorsement, association, sponsorship or affiliation with any Linked Sites or with any merchandise, products or services offered through such Linked Sites, unless specifically stated. MIA neither operates nor has any control over the content or any other aspect of any Linked Sites, and is not responsible for the content of any off-site pages or any Link sites.

Jurisdiction

You are responsible for complying with the laws of the jurisdiction from which you are accessing this Site and you agree that you will not access or use the information on this Site in violation of such laws. The terms of use are governed by and are in accordance with the laws of the State of Massachusetts, U.S.A. If you attempt to bring any legal proceedings against Monica Insurance Agency you specifically acknowledge that Monica Insurance Agency is free to choose the jurisdiction of our preference as to where such action against us may be held. Monica Insurance Agency shall make such decision entirely as it suits us, without regard to where in the world you are located, or from where in the world you visited this Site.