Auto insurance

We do all types of personal auto insurance. This includes cars, van trailers, buses etc.
We have numerous discounts for you! They include the following:

Senior Discount

If the drivers are age 65 or older:  There is a 25 premium discount after all other discounts and rating factors have been applied.  Some conditions that apply are 1. If the principal operator is 65 years or older. 2. There are no inexperienced drivers and 3. The automobile is not customarily used in business.

Passive Restraint

There is a 25% discount applied to the premium paid for Parts 2, 3, 6.  Part 12 is available if your car is equipped with an air bag or automatic seat belts.

Annual Mileage

There is a 10% discount applied to the premium for Parts 1-8 and Part 12 is available if your estimated annual mileage is less than 5,000 miles.  There is also a 5% discount off the premium paid for Parts 1-8 and Part 12 if your estimated annual mileage falls between 5,001 and 7,500 miles. Antique cars are not eligible for this discount.

Anti-theft

There are discounts available for Part 9 for automobiles with various types of qualifying anti-theft devices.  Our agents will discuss the qualifying anti-theft devices and corresponding discounts with you.

Multiple cars

There is a 5% discount applied to the premium paid for Parts 7 and 8 if 1. An individual or married couple own two or more cars insured by the same company and 2. there are no inexperienced operators.  This discount only applies to automobiles that 1. have no listed inexperienced drivers and 2. are not customarily used in business.

Drivers Education

There is a 10% discount applied to the premium paid for Parts 1,2,4,5 and 7 is available for the first 3 years after an inexperienced driver has completed an approved training course.

Public Transit

There is a 10% public transit discount for premium paid for Parts 4 and 7 (with a maximum or $75 per eligible vehicle) if 1. you provide use with evidence of purchase of 11 months or commuter passes from a qualified transit system and 2. you do not drive your automobile to work or school more than 10 days or more per month.  We can provide with a list of qualified transit systems.